OptiBank operates on a core set of beliefs.
1) You always have the right to earn the highest possible yield on your money.
2) You should be able to transfer your money rapidly, from bank to bank, to take advantage of better yield offers.
3) You, not a financial intermediary, should be earning interest on your money in areas like bill payment, tax payment, payroll withholding, mortgage escrow, stored value products, consumer rebates, and in other areas where money that belongs to you is being held by another party.
4) You have the right to fresh, updated financial data.
5) You have the right to full deposit insurance.
